Payment options for Visitors to Singapore

When visiting Singapore, having the right payment options can make your experience smoother and more convenient. Here are the various methods you can use to pay for goods and services while in the city-state.

1. Cash

Although Singapore is a modern city with a strong emphasis on electronic payments, cash is still widely accepted. The currency used is the Singapore Dollar (SGD). You can withdraw cash from ATMs using international cards, and it's advisable to have some cash on hand for smaller vendors or markets that may not accept cards.

Tips:

• Ensure your bank cards are enabled for international transactions before your trip.

• Keep small denominations handy for street vendors and public transport.

2. Credit and Debit Cards

Credit and debit cards are widely accepted in Singapore, especially in shopping malls, restaurants, and hotels. Major cards like Visa, Mastercard, and American Express are commonly used.

Tips:

• Inform your bank about your travel plans to avoid any blocks on your card for suspicious activity.

• Check if your card offers any foreign transaction fees.

3. Mobile Wallets

Mobile payment methods are increasingly popular in Singapore. Applications such as Apple Pay, Google Pay, and Samsung Pay can be used at many outlets. Additionally, local apps like Carousell and Grab also provide integrated payment solutions.

Tips:

• Ensure your mobile wallet is set up correctly before arriving in Singapore.

• Check for merchants that display icons of the mobile payment methods accepted.

4. NETS and EZ-Link

NETS is a local electronic payment system that allows you to pay for transactions via a NETS card, which can be obtained from various retailers. For public transportation, an EZ-Link card is a convenient option that allows for seamless travel on buses and the MRT (Mass Rapid Transit) system.

Tips:

• Consider loading an EZ-Link card upon arrival for easier access to public transport.

• NETS can often be used at hawker centres and smaller shops.

5. Contactless Payments

Many establishments support contactless payments, allowing you to tap your credit card or mobile device to pay. This method speeds up the transaction and is widely encouraged.

Tips:

• Look for contactless payment symbols at checkout points.

• Ensure your payment card has the contactless feature enabled.

6. Currency Exchange

For those who prefer cash, currency can be exchanged at airports, banks, and money changers throughout the city. It’s recommended to compare rates between different money changers to get the best deal.

Tips:

• Avoid exchanging money at hotels due to less favourable rates.

• Keep your exchange receipts, as they may be required for re-exchanging leftover currency back to your home currency.

Singapore tips

Having multiple payment options allows visitors to navigate Singapore with ease. While cash is useful for certain situations, electronic payment methods offer convenience and security. Choose the options that best suit your needs and enjoy your time in Singapore.